Well-protected every step of the way.

Audi BKK offers various insurance plans. This means that you can choose the one that best suits your life and personal circumstances.

Compulsory insurance

As soon as you start working in Germany and earn a wage, you become subject to compulsory health insurance. You now have the option to choose Audi BKK as your health insurance fund. Perhaps you were previously covered by your own health insurance. In this case, you need to talk to your previous insurance company and present the insurance certificate to Audi BKK. You will be asked to complete a declaration of membership for Audi BKK, which will then be checked by us. After this, you will receive a membership certificate. It is best to present this to your employer straight away, but no later than two weeks after you have started working. Once you have chosen a health insurance fund, you are bound to it for at least twelve months.

Self-paying members

If you are a full-time self-employed or freelance worker, you can, under certain circumstances, opt for voluntary insurance with Audi BKK. You can choose between an insurance plan with or without sickness benefits. Voluntary insurance with entitlement to sickness benefits (from the 43rd day of incapacity to work) makes sense if you would have to forego all or part of your income from self-employment in the event that you were unfit to work. You are bound to your choice for three years.

Family insurance

Audi BKK is a family insurance fund. As a result, we welcome every member of the family and, wherever possible, include them in your insurance for free. Enjoy the comprehensive protection offered by Audi BKK family insurance – without any additional premium.

Your advantages at a glance:

  • Included in family insurance without additional premium
  • Cost sharing for members and dependants included in the family insurance for osteopathic treatments
  • Additional preventive examinations for children
  • Includes full cost of all travel vaccinations recommended by the German Standing Committee on Vaccination (STIKO), including the medical expenses.
  • Homoeopathy

To include your loved ones, we need the following documents:

  • Copies of a marriage certificate or civil partnership certificate or children’s birth certificate in German/English
  • Copies of your registration certification from the residents’ registration office
  • Copies of resident permit or visa

Family-friendly services

Audi BKK offers a comprehensive range of services designed especially for families.

Find out more